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3224 Highway 98
Mexico Beach, FL 32456

$749,900 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 2 full 1 partial
Sq Feet Icon SQFT (H&C): 1,835
MLS Icon MLS# 1014066

GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate.Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat.The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

Property Features

MLS#: 1014066
Zip: 32456
Subdivision: Cottages At Waterside Village
Development: 27 - Bay County
Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Days on Site: 10
Garage: 1 car attached
Heating: Central
Home Style: Beach House
Lot Size:
Stories: 3.0
Taxes: $9,243
Year Built: 2006
SQFT (H&C): 1,835

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Association Fee Includes: $0
Community Features: Gated Community, Pool, Whirlpool
Exterior: Foundation Off Grade, Siding CmntFbrHrdBrd
Exterior: Balcony
Financing Terms: Conventional, VA, Other
Flooring: Floor Tile
HOA: Yes
Interior: Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Owners Closet, Pantry, Washer/Dryer Hookup
Lot Description: Covenants, Restrictions, Within 1/2 Mile to Water
Lot Dimensions: 0x0
Parcel Number: 04685-030-000
Patio/Porch: Deck Covered
Pool Features: Pool Type
Property Condition: Construction Complete
Road Surface: Paved
Rooms Total: 6
Sewer: Public Sewer
Special View Info: Gulf, Canal
Sub Type: Detached Single Family
Utilities: Electric, Public Water
Waterfront: Canal
Window: Window Treatment All, Double Pane Windows

Local Schools

High School: St. Joe
Middle School: St. Joe
Elementary School: St. Joe

3224 Highway 98 | MLS# 1014066

This single family home located at 3224 Highway 98, Mexico Beach, FL 32456 is currently listed for sale with an asking price of $749,900. This property was built in 2006 and has 4 bedrooms and 2 full and 1 partial baths with 1835 sq. ft. Highway 98 is located in the COTTAGES AT WATERSIDE VILLAGE subdivision. Search COTTAGES AT WATERSIDE VILLAGE real estate on aphillips.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: EXP Realty LLC

Shown By

Agent Name: Andrew Phillips
Agent Phone: (850) 819-2764
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/31/2026. The listing information on this page last changed on 10/31/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 10/31/2026 12:41:11 AM EST) or Emerald Coast MLS (last updated Sat 10/31/2026 12:05:30 AM EST) or Central Panhandle Association of Realtors (last updated Sat 10/31/2026 12:37:22 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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